EXPERIENCE:

6/2002 - 1/2006

Carapace, LLC

Savage, MD

Credit Manager

-Manage staff of 1
-Approve credit terms for accounts
-Implemented a written collection procedure
-Implemented an Accounts Receivable policy
-Set up new accounts in computer
-Review age report
-A/R total balance of $12.5 mm with 700 customers
-Benchmark DSO and reduced from 71 days to 42 days
-Send letters to past due customers
-Make collection phone calls
-Make in person collection calls
-Travel to NC, SC, GA, TN, AL and FL to meet customers
-Review write off accounts
-Select and audit outside collection agencies and Lawyers.
-Review RFPs prior to making bids
-Review Customers RFPs and Bids for Large Orders
-Respond to bankruptcy proof of claims
-Joint Check Agreements
-Protection Of Lien Rights (MD, VA, DC, NC, SC, GA, FL, AL and TN)
-Protection Federal Miller Act Rights (Federal Lien Law)
-Protection of Little Miller Act Rights (State/Local Governments)
-Filling UCC Financing Statements
-Use of Confessed Judgment Agreements
-NACM Credit Groups - MD, VA and GA groups
-Microsoft Office 2000 and Office XP
-ACT 2000
-AS400 Daily.Commerce A Plus
-Microsoft CRM
-Proposed use of Nextel Unlimited plan to reduce long distance cost and increase cell phone usage to remain in constant contact with customers and office
-Proposed use of Verizon Wireless Internet card for PC so that I can VPN (connect to company server) from clients location to review account data. Also to release orders when not in the office.

3/2000 – Present

Credit Executives

Manchester, Maryland

President

-Provide Credit Management Services For Smaller Maryland Companies
-Full Service Collection Agency
-NSF Check Recovery
-Fraud Investigation
-Maintain Client Relations
-Advance Skiptrace Practices
-Judgment Recovery Program
-Short Term Credit/Collection Consulting
-Motivational Collection Training

4/1997 - 3/2000

H&S Bakery

Baltimore, MD

Credit Manager

-Approve credit terms for accounts
-Implemented a written collection procedure
-Implemented an Accounts Receivable policy
-Set up new accounts in computer
-Review age report
-Benchmark DSO and reduced from 52 days to 39 days
-Send letters to past due customers
-Make collection phone calls
-Make in person collection calls
-Review write off accounts
-Select and audit outside collection agencies
-Review RFPs prior to making bids
-Respond to bankruptcy proof of claims

10/1996 - 4/1997

Preller & Preller Law Firm

Towson, MD

Collection Manager

-Set up collection computer program
-Hire and train employees
-Managed collection staff
-Changed the collector base pay
-Set up a commission structure for collectors and sales reps
-Marketing for new clients
-Managed data entry/payment posting staff
-Pre and post legal asset location
-Commercial collection
-Insurance company subrogation collections
-Bad check collections for the largest retail store in the world
-Helped change from Preller & Preller to FreeState Recovery Service to protect the Law Firm from any claims.

EDUCATION:

Essex Community College

US-MD-Baltimore

-Deans list Fall - 1987
-Selected Courses:
data processing, management 101, principles of management,
human resource management, written and oral communications,
business law, business math, accounting 101 and accounting 102.

7/2005

NACM – CBA Exam Passed

US-Maryland-NACM East Coast

Certification - CBA

NACM CBA Classes as follows: Principles Of Business Credit, Accounting and Understanding Financial Statements (All test grades were in the upper 90s)

5/2004

NACM

US-Georgia-NACM South East

Certification

NACM South East Lien Law - 2 day class with focus on the following states: Georgia, Florida, North Carolina, South Carolina, Tennessee and Alabama.

2/2003

NACM

US-Maryland-NACM East Coast

Certification

Construction Law Survival Seminar - Focused on Maryland, DC and Virginia Lien Law, Payment Bonds and Bankruptcy.

1985

Parkville Sr. High

US-MD-Baltimore

High School or equivalent

-High School Diploma
-Business Management Courses

AFFILIATIONS:

4/2000 - Present

NACM

Member

ADDITIONAL
INFORMATION:

Additional Training
-NACM Construction Law Class
-NACM Collection Class

-NACM Lien Law Seminar (MD, VA, DC, NC, SC, GA, AL, TN, LA and FL)
-Dun & Bradstreet Fundamentals Workshop
-Dun & Bradstreet Access Systems Workshop

Credit Groups:
-NACM Nova Group Virginia
-CGI (Credit Group Inc.) Columbia Maryland